No Model Year Restrictions
No Application Fee
No Rate Bump for Private Sales
No Prepayment Penalty

Upgrade to a Car You Love

 
 
 
 

Southeast Financial should be your first stop when shopping for a new or new-to-you vehicle. The online application is quick and easy to complete, and an online closing process is available for most loans.

Vehicle loans at Southeast Financial also feature:

  • Flexible terms for payments that fit your budget. No payments for up to 90 days.

  • Financing up to 100% of vehicle NADA value plus tax, tags, and title.

  • GAP insurance and warranty coverage available.

  • No application fee.

  • No prepayment penalty.

Disclosure: Rates are based on the creditworthiness of the applicant and terms of the loan. Rates are valid at the time of posting and subject to change without notice. Interest continues to accrue during differed payment period. Excludes refinance of existing Southeast Financial loans. Other restrictions may apply. Payment example: At 3.00% APR, 36 monthly payments of $29.08 per $1,000 borrowed.


Become a Member

Joining is easy, and there are many ways to qualify. A $5 minimum deposit and an extra 10-15 minutes is all it takes to open your first account online.


Take Advantage of the Equity in Your Vehicle

  • Refinance at different rate or term to possibly save on interest or lower monthly payments.

  • Consolidate high-interest debt.

  • Lower rates compared to personal loans.

  • Use the funds any way you choose.

 
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Rates valid as of 09/01/2026
Rates are based on the creditworthiness of the applicant and terms of the loan. Rates are valid at the time of posting and subject to change without notice. Minimum loan amounts are required for 72 and 84 month terms ($12,000). Other restrictions may apply. Payment example: At 5.00% APR, 60 monthly payments of $18.87 per $1,000 borrowed.

Home Loans

At Southeast Financial, we offer a variety of mortgage loan programs to fit your needs. Have questions about which option would be best for you? Contact one of our mortgage professionals for additional assistance. Call us at 615-465-5414 or 615-465-5408, or send an email to mortgageservices@southeastfinancial.org.