FICO® Credit Scores

Keep an eye on your credit score with FICO® Score updates, included with your Southeast Financial Visa Signature®, Visa Platinum®, or Visa Secured® credit card. Your credit score is now included on your monthly statement and available online. Remember that viewing your FICO® Score doesn't affect it, so visit the site as often as you want.

This new, no-cost feature includes:

  • free online access to your FICO® Score, updated quarterly
  • information about key factors that affected your FICO® Score
  • educational content on FICO® Scores and financial health

Viewing your credit score regularly helps you see where your finances stand and note any changes. FICO ® Scores are calculated from the credit data in your credit report and knowing your score is the best way to understand how potential lenders could evaluate your credit risk when you apply for a loan or other credit. Armed with this information, you'll have a better idea about what you might qualify for when it's time to apply for a new loan, credit card, or mortgage.

Access your score today by logging in to Online Banking and selecting your credit card under the Accounts list.

About FICO® Scores

A FICO® Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost (the interest rate). Several factors contribute to your credit score, including payment history, amounts owed, length of credit history, credit mix, and new credit inquiries.

View FICO® Score FAQs


FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Southeast Financial Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Southeast Financial Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.