Southeast Financial Credit Union

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Tools & Resources

Calculators

Mortgage Payment Calculator

This calculator will compute a mortgage's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. This calculator will also compute your total mortgage payment which will include your property tax, property insurance and PMI payments. Then, once you have computed the monthly payment, click on the "Create Amortization Schedule" button to create a report you can print out.

Mortgage loan amount:
Annual interest rate (APR):
Mortgage loan term (# years):
Annual real estate taxes:
Annual homeowners insurance:
Monthly PMI (Private Mortgage Insurance):
Monthly Principal and Interest Payment:
Monthly Taxes, Insurance and PMI payment:
Total monthly mortgage payment:
Financial Calculators Disclosure Statement

The information provided by these calculators is for illustrative purposes only and is not a guarantee of credit. The information entered may vary from your actual loan, mortgage, or savings results. Interest rates are hypothetical as rates of return will vary over time. The calculator results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Southeast Financial Credit Union.

Mortgage Refinancing Calculator

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment (Principal & Interest Only):
Enter your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs (Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
# of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):
Financial Calculators Disclosure Statement

The information provided by these calculators is for illustrative purposes only and is not a guarantee of credit. The information entered may vary from your actual loan, mortgage, or savings results. Interest rates are hypothetical as rates of return will vary over time. The calculator results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Southeast Financial Credit Union.

Simple Loans Calculator

This calculator will compute a loan's monthly payment and total interest charges.

Principal:
Interest Rate:
# of Years:
Number of payments per year:
Payment amount:
Total Interest:
Financial Calculators Disclosure Statement

The information provided by these calculators is for illustrative purposes only and is not a guarantee of credit. The information entered may vary from your actual loan, mortgage, or savings results. Interest rates are hypothetical as rates of return will vary over time. The calculator results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Southeast Financial Credit Union.

Single Deposit Savings Calculator

This calculator will help you to determine the future value of a one-time investment.

To calculate the future value of a one-time investment, enter the deposit amount, the interest rate you expect to earn, and the number of years you will allow the investment to grow, then click the "Compute" button.

Enter the deposit amount:
Enter the annual interest rate:
Enter the number of years:
Future value:
Interest earned:
Financial Calculators Disclosure Statement

The information provided by these calculators is for illustrative purposes only and is not a guarantee of credit. The information entered may vary from your actual loan, mortgage, or savings results. Interest rates are hypothetical as rates of return will vary over time. The calculator results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Southeast Financial Credit Union.