Need to take a break from your loan payment?

Check out our Skip-A-Payment program.

Is your budget looking tight right now? You may be able to free up some extra cash with our Skip-A-Payment program. Each year, members can skip up to two months of payments on qualifying vehicle and personal loans. That’s two months payment free!

Whether you pay weekly, bi-weekly, or monthly, for a processing fee of $60.00 per loan, you can skip your payment for the entire month specified. Choose to pay this fee at the time the payment is skipped or add it to the outstanding loan balance. Interest will continue to accrue during the month the payment is skipped, and credit life and disability insurance premiums, if applicable, will still be added to your loan.

Put some cash back in your pocket! It’s easy to apply. Log in to Online Banking and click the Account Maintenance tab for the online application. Member Service is available, if you have any questions or need additional assistance.

Loans must be established with at least three consecutive months of payments prior to the month requested. Loans greater than 30 days past due, credit cards, personal and home equity line of credit loans, mortgage loans, business loans, share secured loans, and certificate secured loans are not eligible for the Skip-A-Payment program. To allow adequate processing time, forms must be submitted at least five business days prior to the first monthly payment to be skipped, but no more than thirty days prior to the month requested. Additional restrictions may apply. See application for complete details.