Checking Account
Savings Accounts
Automate Savings
Goal Builder

See the Difference

At Southeast Financial, you’re not just a customer; you’re a valued member of our credit union family. Here are just a few of the remarkable advantages that come with being a credit union member compared to being a bank customer.

Your Credit Union

  • Lower fees and surcharge-free ATM network

  • Profits go back to members as better rates and lower fees

  • Member-focused tools like Goal Builder to reach your savings goals

  • Local decision making with staff who know you

  • Relationships first, we succeed when you succeed

Big Banks

  • Higher fees for checking, overdraft, and ATMs

  • Profits go to shareholders

  • One-size-fits-all products

  • Decisions made out-of-state or by corporate offices

  • Transactions first, relationships second

It’s quick and easy to become a member. Membership eligibility is based on where you live, work, worship, or go to school. You can also become a member by making a $5 donation to Autism Tennessee.

Become A Member
“I always have a very pleasant experience when I go to my local branch. Everyone is very friendly, professional, and helpful. They are prepared to answer my questions or concerns.”
— William B., Member Since 2003

Are You Making the Most of Your Membership?

 

Level Up Your Banking

So, you’ve become a member with your Membership Share Account and $5 deposit. What’s next?

 

Grow Your Savings

Start working towards your financial goals using the Savings options and online tools to keep you on track.

 

Strengthen Your Membership

As your credit union, we can help you at every stage of your financial journey.

Completion Goal

Check off all nine steps, and you’ve maximized your membership.

Small Change Builds to Big Savings

Single Deposit Savings Calculator

This calculator will help you to determine the future value of a one-time investment.

To calculate the future value of a one-time investment, enter the deposit amount, the interest rate you expect to earn, and the number of years you will allow the investment to grow, then click the "Compute" button.

Enter the deposit amount:
Enter the annual interest rate:
Enter the number of years:
Future value:
Interest earned:

Financial Calculators Disclosure Statement

The information provided by these calculators is for illustrative purposes only and is not a guarantee of credit. The information entered may vary from your actual loan, mortgage, or savings results. Interest rates are hypothetical as rates of return will vary over time. The calculator results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Southeast Financial Credit Union.

“I had an excellent experience working with Southeast Financial. The entire loan process was smooth, efficient, and stress-free. The team was courteous, professional, and always quick to respond to any questions I had. I truly appreciate their help in making everything so easy — highly recommend!”
— Kristie Raye N., Member Since 2025

Need Help Getting Started?

Give us a call or stop by your local branch for personalized assistance and step-by-step instructions.