VISA® Platinum from Southeast Financial

Take charge with the purchasing power of platinum!

  • 5.25% Intro APR for 6 months on Purchases and Balance Transfers
  • No Annual Fee
  • No Balance Transfer Fee
  • No Application Fee
  • Earn 1 CURewards point for every dollar you spend

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VISA® Secured Card

A responsible choice for building or re-establishing your credit history

A secured Visa credit card is a great way to build or re-establish your credit history. Secured cards look and work just like regular credit cards, but they're secured with a deposit of your own funds. Essentially, you're building your credit by repaying a "loan" you've made to yourself. The process is easy. Apply online or in any branch and, once your application is approved, make your security deposit* and you'll receive your secured Visa in 7-10 days. Use your card for everyday purchases, just as you would with a traditional credit card, and make your monthly payments as agreed. We'll report your activity to the three major credit bureaus to establish a payment history.

  • No Annual Fee
  • No Application Fee
  • No Credit Check
  • Low, Fixed APR

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*A security deposit of 150% of credit limit is required to open and maintain a Visa secured credit card account.

Earn more points. Get more stuff.

Shop and earn with your Visa Platinum credit card at the CURewards Mall

You already earn 1 point for every $1.00 you spend. Now, when you use your card at the participating retailers listed on the CURewards site, you'll earn even more. Log in to see the most current offers from your favorite retailers, click the links in each offer, and earn extra points when you use your card to shop at merchants like Walmart, Home Depot, Old Navy, Gamestop, and more, just by clicking the CURewards Mall links. Mall points will be credited within 30 days of your purchase.

Visit the CURewards Mall

Keeping Your Account Safe at Home & Abroad

Traveling out of the country? Making international purchases on the Internet? Even if you're just planning an unusually large purchase using your card, contact us before you shop or travel. Due to the high incidence of credit card fraud, Southeast Financial has blocked access to credit and debit card spending in many foreign countries. Unusual purchases may be flagged to protect your account as well.

Don't get caught without access. Complete and submit a Card Unblock Request Form, available in Online Banking under the "Account Maintenance" menu, to activate temporary purchase permissions on your account.

Log in to Online Banking

Rates are valid at the time of posting and subject to change without notice. Some restrictions may apply. After the introductory period, the Annual Percentage Rate for your card is based on certain credit worthiness criteria. Please refer to your approval rate letter or your monthly statement for your monthly periodic rate and Annual Percentage Rate. Rates are subject to change monthly according to the Prime Rate published in the Wall Street Journal on the 25th of the previous month. If the journal is not published that day, rates printed on the immediately preceding day will be used.