How can I manage my accounts to avoid Reg D limits?
There are several ways to manage your account such as:
- Open a Checking Account (some restrictions may apply).
- Have your direct deposits sent to your checking account, which is not subject to Reg D. You can make unlimited transactions from your checking account.
- Arrange for all ACH withdrawals and pre-authorized debits to come out of your checking account instead of a savings account.
- Plan ahead and make one large transfer from your savings account instead of several small transfers.
Don’t have a Southeast Financial checking account? Learn more about our checking accounts, then visit any branch or call us at 615-743-3700 or 800-521-9653 to apply.