How can I manage my accounts to avoid Reg D limits?

There are several ways to manage your account such as:

  • Open a Checking Account (some restrictions may apply).
  • Have your direct deposits sent to your checking account, which is not subject to Reg D. You can make unlimited transactions from your checking account.
  • Arrange for all ACH withdrawals and pre-authorized debits to come out of your checking account instead of a savings account.
  • Plan ahead and make one large transfer from your savings account instead of several small transfers.

Don’t have a Southeast Financial checking account? Learn more about our checking accounts, then visit any branch or call us at 615-743-3700 or 800-521-9653 to apply.


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