Make your credit card work for you
Our Visa® Secured credit card is an actual credit card, unlike a debit card or prepaid card. It’s designed for members who want to build or rebuild their credit, including members with bad credit or no credit history at all.
No Credit Check Needed
Don't worry about an additional inquiry lowering your credit score. Instead of running a credit check, members deposit 150% of their credit limit into a savings account.
Improve Your Payment History
Payments made on your secured card are reported to all three credit bureaus. On-time payments positively affect your credit score.
Increase Your Limit Easily
Increasing your credit limit with an additional deposit can lower your credit utilization (the amount of credit used compared to credit available) and improve your credit score.
Start building or rebuilding your credit the easy way. Apply for a Southeast Financial Visa® Secured credit card today.