Home for the Holidays

Whether you’re sprucing up for the season or making extra room for holiday guests, the money you need may be closer than you think. Home equity loans are a great way to put your home to work for you by borrowing against the equity* you’ve built over time. And because these loans have a fixed-rate and term like an auto or personal loan, you won’t be in for any surprises. Your payment will be the same each month, making home equity loan payments much easier to plan for when budgeting your expenses.†

Making room for holiday guests is just one reason you might consider a home equity loan, but they aren’t just for renovation and remodeling. The funds you borrow can be used for almost anything, from debt consolidation to travel, and the interest may even be tax-deductible.‡ It’s easy to apply, too. In fact, from application to approval, most of the process can be completed online - you can even upload proof of your income and other necessary documents and information. If your loan is approved, a loan officer will contact you to request any additional information they need and schedule a closing

*Equity is the current market value of your home minus the outstanding balance of all mortgages. †Subject to credit approval. Some restrictions may apply. ‡Check with a tax advisor.