Debt Consolidation

Posted on January 01, 2023

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Have the Christmas greetings that filled your mailbox this past December been replaced by January’s bills? If there’s too much month at the end of your money and you’re searching for solutions, here are a few options that may help ease the stress of holiday spending.

Refinance Your Vehicle

Have you considered refinancing your car loan? With a change in term or a lower interest rate, refinancing might reduce the amount of your monthly loan payment and give you some breathing room. Have a vehicle that’s paid-in-full? We refinance those, too!

Consolidate Your Credit Cards

Don’t let holiday hangover put a damper on your new year. If too many cards are weighing down your wallet, resolve to trim your monthly expenses by transferring those high-interest rate balances to your Southeast Financial Visa® card. With a low interest rate and no balance transfer fee, you’ll start saving money right away!

Refinance Your Home Equity

If you’re a homeowner, take advantage of the equity in your home to pay off those high-interest bills. Home equity loan interest rates are typically lower than credit card rates, making refinancing your equity a great option for consolidating credit card debt. A home equity loan could be the answer to helping you keep a balanced budget in the new year.

If holiday shopping hangover has your budget in a bind, apply online today to see if we can help cure those wallet woes and start your new year off right.

Subject to credit approval. Some restrictions may apply.