Rates

You can apply for a loan online anytime.


   
Type Term APR as low as*
Autos, Trucks, Vans, Motorcycles, Boats, Watercraft, Motor Homes and Travel Trailers12 months1.00%
24 months1.50%
36 months2.00%
48 months2.50%
60 months2.50%
72 months3.50%
84 months4.50%
Personal LoansN/A10.50%
Personal Lines-of-CreditN/A12.00%
Share Secured84 months(2% over earnings, adjusted quarterly)
   

Rates Effective 10/3/2013
*APR = Annual Percentage Rate. Payment Example: At 2.50% APR, 60 monthly payments of $17.75 for each $1,000 borrowed. Rates are based on the creditworthiness of the applicant and terms of the loan. Rates are valid at the time of posting and subject to change without notice. Minimum loan amount $25,000 for 72 and 84 month terms. 84 month terms available for new vehicles only. Additional restrictions may apply.

Type Minimum Balance APY*
Membership Share$5.000.05%
Regular Share$0.010.05%
Student CheckingNone0.00%
Free Rewards CheckingNone0.00%
Interest CheckingNone0.05%
Christmas ClubNone0.05%
Health Checking AccountNone0.05%
   

Rates Effective 11/1/2012
*APY = Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce the earnings on an account. See the Schedule of Products and Fees for details.

Type Minimum Deposit APY*
DreamBuilder 6 Month Certificate$100.000.10%
90 Day**$500.000.10%
6 Month$500.000.25%
1 Year$500.000.40%
18 Month$500.000.45%
2 Year$500.000.50%
30 Month$500.000.50%
3 Year$500.000.70%
4 Year$500.000.80%
5 Year$500.001.00%
   

Rates Effective 11/1/2012
*APY = Annual Percentage Yield **Not Eligible for IRAs
Early Withdrawal Penalties - The penalty we may impose for withdrawals before maturity will be the lesser of the following if your account has an original maturity of:

  1. Six months or less- all dividends on the amount withdrawn or 30 days dividends on the amount withdrawn.
  2. More than six months- all dividends earned on the amount withdrawn or 60 days dividends on the amount withdrawn.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty.  See your plan disclosure if this account is part of an IRA or other tax qualified plan.  You will have a grace period of seven calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty. See the Schedule of Products and Fees for details.

Type Minimum Balance APY*
Accumulation Account$1.000.10%

 

 

 

 

 

 

 

   

Rates Effective 11/1/2012
*APY = Annual Percentage Yield. Rates may change after the account is opened.

Type Minimum Balance APY*
Money Market (Must meet minimum balance requirement to obtain stated rate)up to $2,499.000.00%
$2,500.00-$10,000.000.10%
$10,001.00-$25,000.000.15%
$25,001.00-$50,000.000.15%
$50,001.00-$75,000.000.20%
$75,001.00-$100,000.000.25%
$100,001.00 and greater0.25%

 

 

 

 

   

Rates Effective 11/1/2012
*APY = Annual Percentage Yield. Rates may change after the account is opened. See the Schedule of Product and Fees for details.

Type APR as low as*
MasterCard (No Annual Fee)As low as 8.50%
Visa Platinum Card (No Annual Fee)As low as 8.50%

 

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Rates Effective 06/03/2013
*APR = Annual Percentage Rate. For MasterCard and Visa, the Annual Percentage Rate for your card is based on certain creditworthiness criteria. Please refer to your approval rate letter or your monthly statement for your monthly periodic rate and Annual Percentage Rate. Rates are subject to change monthly according to the Prime Rate published in the Wall Street Journal on the 25th of the previous month. If the journal is not published that day, rates printed on the immediately preceding day will be used.

Pricing Information

Cardholder Agreement


Type Rates
MortgagesClick Here
Home EquityCall for rates and terms 615-743-3700 or 866-825-6615