Financials

STATEMENT OF INCOME & EXPENSE

Year Ended December 31, 2011

Assets Current Year Previous Year
Loans 319,128,583.09 329,487,637.48
Allowance for Loan Loss (5,602,962.76) (5,134,585.63)
Cash 2,266,573.92 2,703,773.43
Investments Held-to-Maturity 87,554,595.90 51,433,564.09
Investments Available-for-Sale 5,058,758.33 157,693.72
Prepaid Assets 3,119,523.08 2,721,302.78
Furniture & Equipment (Net) 1,453,498.83 1,619,853.67
Leasehold Improvements (Net) 15,623,351.37 14,245,194.11
Other Assets 5,931,027.05 5,981,828.01
       
Total Assets $434,532,948.81 $403,216,261.66
       
Liabilities    
Current Liabilities 5,246,154.41 3,549,730.78
Other Liabilities 320,149.00 285,972.00
       
Total Liabilities $5,566,303.41 $3,835,702.78
         
Equity    
Regular Shares 90,670,438.18 83,155,586.72
Share Draft 31,328,076.16 28,287,066.61
Special Shares 194,770.85 190,549.04
Christmas Accounts 574,752.34 595,392.62
Certificates 226,956,881.55 211,711,785.31
IRAs 41,851,909.89 39,749,830.60
               
Total Deposits $391,576,828.97 $363,690,210.90
     
Regular Reserve 9,611,403.79 9,611,403.79
Special Reserve 3,651,594.24 3,651,594.24
Contingency Reserve 1,783,812.96 1,783,812.96
Pension Reserve (2,011,986.00) (2,695,063.00)
Undivided Earnings 23,495,308.79 23,330,868.68
Unrealized Gain/(Loss)     
          Available-for-Sale Securities 4,083.56 7,731.31
          Held-to-Maturity Reclassification 855,599.09 0.00
       
Total Liabilities & Equity $434,532,948.81 $403,216,261.66